Kristy Jhon

BPO - Potential in the Financial Services Sector

Business process outsourcing (BPO) is an emerging area of growth in the financial services sector that involves outsourcing of an entire business process - such as treasury, back office or transaction services. Given the increasingly competitive marketpl... Read >

Ultra High Net Worth Individuals - Crisil

The phenomenal growth in the number of the super rich has laid the foundation for an unprecedented expansion of the wealth management industry in India. Inevitably, it is also driving the entry and growth of luxury brands that cater exclusively to the tas... Read >

Higher savings account interest rate to hit bank NIMs

The Reserve Bank of India’s move today to increase the interest rate offered on savings account deposits is expected to pull down the net interest margins (NIMs) of banks. Further, if the RBI goes ahead and deregulates savings account deposit rates, it wo... Read >

China, India demand to keep diamond prices firm

CRISIL believes that diamond prices, which have witnessed a sharp rebound over the past year, will remain firm over the medium term because of increasing consumption in the emerging markets of China and India and recovery in the US market. Moreover, suppl... Read >

Higher IPO graded companies continue to command higher price earnings

CRISIL Equities analysis of 117 listed initial public offerings (IPOs) graded by rating agencies reveals that companies with higher IPO grades continue to enjoy higher price-to-earnings (P/E) multiples. Companies with an IPO grade of 5/5 (indicating stron... Read >

IRDA’s premium hike to improve general insurers underwriting: CRISIL

CRISIL expects the recent rate hike in third-party (TP) motor insurance premiums by Insurance Regulatory Development Authority of India (IRDA) to improve the underwriting performance of the Indian general insurance industry in 2011-12 (refers to financial... Read >

Auto dealerships in overdrive, mirroring auto sector buoyancy

The automobile (auto) dealerships in India are showing a healthy improvement in their credit quality, buoyed by surging business volumes, and enhanced capital structure and liquidity. This is reflected in the upgrades outnumbering downgrades in CRISIL’s p... Read >

NBFC loans to match banks’ non-mortgage retail lending: CRISIL

CRISIL believes that non-banking financial companies (NBFCs) are well-positioned to establish a stronger presence in the retail finance space, and match the non-mortgage retail lending portfolio of banks by end-March 2013. CRISIL estimates that the retail... Read >